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Finance

SACCO / Microfinance System

Complete savings and credit management for SACCOs, chamas, and microfinance institutions of any size.

Our SACCO and Microfinance System digitises the full member financial lifecycle — from account opening and monthly contributions to loan appraisal, disbursement, and repayment tracking. Treasurers get real-time balances; members get self-service statements. Audits that used to take days now take minutes.

What's Inside

Core modules that make this system complete

Member Accounts

Open and manage individual savings accounts with passbook history and balance statements.

Loan Management

Application, guarantor vetting, approval workflow, disbursement, and repayment schedules.

Contributions & Deposits

Record monthly contributions, special deposits, and M-Pesa payments automatically reconciled.

Interest & Dividends

Auto-calculate loan interest, savings interest, and end-of-year dividend allocation per member.

Arrears & Penalties

Flag overdue loans, apply configured penalty rates, and generate demand letters.

Financial Reports

Trial balance, income statement, member portfolio, and loan book reports — exportable to PDF/Excel.

See the SACCO / Microfinance System in action

Fill in your details and we'll set up a personalised demo session for you — no commitment required. We typically respond within a few hours during business hours.

  • Full walkthrough of all modules
  • Dedicated demo login sent to your email
  • We answer all your questions live
  • No credit card or commitment needed
  • Custom pricing discussed on the call

Request Demo Access

We'll get back to you within a few hours.

Request Received!

Thanks! We'll send your demo credentials and reach out to schedule a walkthrough shortly.

Want This System For Your Business?

We can customise and deploy the SACCO / Microfinance System for you — your branding, your data, your domain.

Get In Touch