Run your chama with complete transparency — contributions, merry-go-round, loans, fines, and investments tracked digitally.
Chamas thrive on trust, and trust comes from transparency. Our Chamas Management System gives every member real-time visibility into contributions, the merry-go-round schedule, loans taken, and the group's investment portfolio. The treasurer spends less time reconciling and more time on strategy. M-Pesa integration means contributions post automatically — no more "I paid, check again" disputes.
Core modules that make this system complete
Each member has a personal account showing contribution history, loan balance, and entitlement.
Members pay via M-Pesa Paybill; payments auto-reconcile to their account instantly.
Set the rotation order, track whose turn it is, and record disbursements per cycle.
Process loan requests, set repayment schedules, track interest, and flag defaults.
Apply configured fines for late contributions or missed meetings; members see their balance.
Record group investments — land, shares, business — and track returns and member equity.
Fill in your details and we'll set up a personalised demo session for you — no commitment required. We typically respond within a few hours during business hours.
We'll get back to you within a few hours.
Thanks! We'll send your demo credentials and reach out to schedule a walkthrough shortly.
We can customise and deploy the Chamas Management System for you — your branding, your data, your domain.
Get In Touch